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Jumbo Mortgages to $7 Million
Need solutions fast.
Stop reading, call now and speak with a human.
We understand how transactions can be unique. With over 18 years of residential lending experience, you can count on good advice. Sometime the advice you get, might not be the best new, but it will be honest and not time wasting. Sometimes the advice will be better news that you thought. Think positive. Call and talk about your real estate and transaction. Before one penny of your money gets spent, you will know if we can get your loan closed, what type of loan and all the costs that you would expect at closing.
We can do all the below and much more.
Gold
Loan Amounts:
ARM $400,000 - $7,000,000 plus
Fixed $400,000 - $2,000,000
Doc Types: Full, Stated, No Ratio
Borrower typically has good equity position, good credit, good assets, may or may not be able to show income but is an A+ type borrower. Our best “Rate” product but most conservative from a Min Credit Score and LTV standpoint
Min Credit Score ARMs 650 to $1,000,000 and 700 > $1,000,000, Fixed 660
Loan Amounts: $500,000 - $5,000,000
Doc Types: Full, Stated, No Doc, No Ratio
Expanded Choice ARM guidelines – higher LTV’s, lower Credit Score’s and Investment properties now available.
Min Credit Score 660
Pick your payment ARM
Loan Amounts: $400,000 - $2,500,000
Doc Types: Full, SIVA, No Income/ No Asset
Fixed Hybrid ARM’s with a negative amortization payment option. Borrowers can fix the interest rate and control their neg-am.
Min Credit Score 620 Full Doc, 660 SIVA and NINA
Problem Solver
Loan Amounts: $400,000 - $5,000,000
Doc Types: Full, Stated, No Ratio, No Doc
Non-Prime Credit Borrower
Borrower typically has lower FICO scores and is in need of Jumbo or Super Jumbo Alt-A financing. Very flexible and unique product for borrowers working their way out of a rough credit period. Unlimited cash-out available and loan amounts to $5,000,000.
Min Credit Score 580
Signature Series
Loan Amount: $500,000 -$2,000,000
Doc Types: Full, Stated, No Doc, No Ratio, Stated Stated
Borrower again looking for unique underwriting characteristics, expanded even further from the Advantage series.
Competitive rate but Signature borrower is usually much more interested in the features than the rate.
Min Credit Score 620
We are very private.
Your business is personal and we keep it that way.
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